Jason Havoc
Member
- Location
- Netherlands
Part 2/3: Cars on credit/different way of loaning money
Imagine if the car dealerships could sell cars on credit. For instance, a car for 100k could be bought with a 15% to 20% down payment. Every out of city week (or different measured time interval) they need to make a down payment on the car. If they miss 2-3 of them depending on how many terms of payment there are the car will be marked for impound/repossessing. For the dealers, there is a profit where they could have more business in the form of second-handed cars and new cars which could be fun with pricing and RP-ing over how many miles and propper maintenance is done on the car. If there is an actual way of getting propper statistic on the mileage of the car this would be even more realistic and fun. Also, the dealer will need to choose their customers wisely to select the people who can get cars on down payment and finance plan.
This will be explained more in my 3/3 suggestion:
Calculation example:
Car A: Price 100k. Downpayment 20%, the customer has to pay 40% a IRL week and pays off the car in 2 weeks.
Car B: 2.5 Mil. Downpayment 20%, Customer has to pay 20% every IRL week and pays off the car in 4 weeks.
Car A would be available as soon as you have the citizenship, car B only if you are an established member of the community.
Please also read part 2/4, 3/4 and 4/4 if this sparked your interest, I will go more in depth with more options.
Imagine if the car dealerships could sell cars on credit. For instance, a car for 100k could be bought with a 15% to 20% down payment. Every out of city week (or different measured time interval) they need to make a down payment on the car. If they miss 2-3 of them depending on how many terms of payment there are the car will be marked for impound/repossessing. For the dealers, there is a profit where they could have more business in the form of second-handed cars and new cars which could be fun with pricing and RP-ing over how many miles and propper maintenance is done on the car. If there is an actual way of getting propper statistic on the mileage of the car this would be even more realistic and fun. Also, the dealer will need to choose their customers wisely to select the people who can get cars on down payment and finance plan.
This will be explained more in my 3/3 suggestion:
Calculation example:
Car A: Price 100k. Downpayment 20%, the customer has to pay 40% a IRL week and pays off the car in 2 weeks.
Car B: 2.5 Mil. Downpayment 20%, Customer has to pay 20% every IRL week and pays off the car in 4 weeks.
Car A would be available as soon as you have the citizenship, car B only if you are an established member of the community.
Please also read part 2/4, 3/4 and 4/4 if this sparked your interest, I will go more in depth with more options.
