If you swap characters you would have the same ID as you would be connected on the same session so for example - asking someone to send you money to X I'd in a few mins and swap character
Then there's the same as your being chased so you just jump character
Your incapacitated so you swap character head to the place and call ems to save you and swap back
Yes there would be logs of it all but just seems like it would be a pain for the staff to have to monitor and look over more reports for it