You should value your life, so if you're unarmed and one guy holds you up, and you cant get away then value your life. Just giving and saying "oh fine just shoot me" is bad roleplay. Value your life isnt just complying though, you could try and RP it some other way, like suggest they try and ransom you off to the police or something. Or you can try and make a run for it, but that'll probably get you killed.